Fictional demonstration. The HomeTruth Demonstration Residence and every figure shown here are invented to illustrate the product. They do not describe a real property, address, transaction, or person.
Property overview
- Property
- HomeTruth Demonstration Residence
- Location
- Prince George's County, Maryland
- Type
- Single-family detached
- Year built
- 1994
- Size
- 2,480 sq ft
- Bedrooms and baths
- 4 bed, 2.5 bath
Evidence coverage and status breakdown
How the significant claims about this property are supported.
- Verified4
- Owner-claimed1
- Unknown1
- Contradicted1
Important verified facts
Backed by independent documentation.
Roof replaced in 2023
VerifiedThe permit, the paid invoice, and the material warranty all describe the same scope and date. The inspection report confirms the roof age is consistent with a 2023 installation.
Water heater installed in 2019
VerifiedThe installation receipt and a photograph of the unit serial number agree on the 2019 date. The inspection report lists the same unit in working order.
Electrical panel updated to 200 amp service
VerifiedThe inspection report records a 200 amp panel with a legible label. No permit was located, but the physical evidence is consistent and current.
Annual property tax assessment on record
VerifiedThe county assessment record provides the current assessed value and the annual tax obligation used in the ownership-exposure estimate.
Owner-claimed information
Stated but not yet independently confirmed.
HVAC system replaced in 2021
Owner-claimedThe disclosure and listing both state a 2021 replacement, but no permit, invoice, or equipment nameplate photograph has been located to confirm the year or the scope of work.
Next: Request the installation invoice or photograph the outdoor unit nameplate to confirm the manufacture date.
Unknown information
No record located to confirm or contradict.
Finished basement was permitted
UnknownThe listing describes a finished basement with an added bedroom and full bathroom. No matching building or electrical permit appears in the demonstration record, so the permit status cannot be confirmed.
Next: Search county permit history for the finished basement. Unpermitted work can affect insurance, resale, and safety.
Contradictions requiring attention
Sources that disagree and should be resolved.
No previous water intrusion
ContradictedThe seller disclosure states there has been no water intrusion. A 2019 remediation invoice describes basement water removal and drywall replacement after a storm. The two records directly conflict.
Next: Resolve the conflict before closing. Ask for the full remediation scope and confirm the area is currently dry.
Immediate questions
The questions worth answering before a decision.
- 1Has the 2019 basement water event been fully resolved, and is the area dry today?
- 2Is there a permit for the finished basement, including the added bedroom and bathroom?
- 3Can the seller confirm the HVAC replacement year with an invoice or equipment nameplate?
- 4Does any current tax exemption transfer to a new owner?
- 5What is the remaining transferable coverage on the roof warranty?
Property timeline
The property black box, in chronological order.
- Verified
Original construction completed
Single-family detached residence completed and recorded in county land records.
Source: County land records
- Verified
Water heater installed
New residential water heater installed and documented with a paid receipt.
Source: Plumbing contractor receipt
- Contradicted
Water remediation performed
Basement water removal and drywall replacement after a storm event.
Source: Restoration contractor invoice
Conflicts with the later seller statement of no water intrusion.
- Unknown
Basement renovation reported
Listing and disclosure describe a finished basement with an added bedroom and bathroom.
Source: Listing and disclosure
No matching permit located in the demonstration record.
- Owner-claimed
HVAC replacement reported
Seller reports the heating and cooling system was replaced.
Source: Seller disclosure
- Verified
Roof replaced
Full roof replacement with permit, paid invoice, and material warranty.
Source: Permit, invoice, warranty
- Owner-claimed
Property listed for sale
Listing published by the listing brokerage.
Source: Listing brokerage
- Owner-claimed
Seller disclosure provided
Seller completed the standard property disclosure statement.
Source: Seller of record
- Verified
Home inspection completed
Licensed inspector documented roof, systems, and moisture observations.
Source: Licensed home inspector
- Verified
HomeTruth review created
Evidence file assembled and claims matched to available sources.
Source: HomeTruth review
Major systems overview
Key building systems and their documented status.
| System | Detail | Installed | Status |
|---|---|---|---|
| Roof | Architectural asphalt shingle, full replacement | 2023 | Verified |
| Heating and cooling | Central system, replacement reported but not confirmed | 2021 | Owner-claimed |
| Water heater | Tank water heater with documented installation | 2019 | Verified |
| Electrical service | 200 amp panel observed during inspection | Not established | Verified |
| Finished basement | Added living space with unconfirmed permit status | 2020 | Unknown |
| Plumbing | Original supply lines, one documented remediation event | 1994 | Contradicted |
Five-year ownership-exposure range
Planning range of $61,000 to $84,000 over five years. Planning estimates, not guarantees.
| Category | Lower | Expected | Higher | Timing | Confidence |
|---|---|---|---|---|---|
| Property taxes Based on the current county assessment with a modest annual increase. | $22,500 | $23,500 | $24,500 | Annual, five-year total | High confidence |
| Homeowners insurance Typical premium for the property type and region. A prior water claim may raise the rate. | $8,000 | $8,800 | $9,500 | Annual premium, five-year total | Moderate confidence |
| Utilities Electricity, gas, water, and sewer for a home of this size and age. | $14,500 | $15,200 | $16,000 | Ongoing, five-year total | Moderate confidence |
| Routine maintenance reserve A common guideline is one percent of home value per year for upkeep. | $7,500 | $8,200 | $9,000 | Recommended annual reserve, five-year total | Moderate confidence |
| Roof exposure Roof was replaced in 2023 and is under warranty. Only minor upkeep is expected. | $0 | $400 | $1,000 | Low near-term risk | High confidence |
| Heating and cooling exposure Replacement year is unconfirmed. If older than reported, replacement may fall within the window. | $500 | $2,500 | $4,500 | Possible within five years if the reported age is inaccurate | Planning estimate |
| Water heater exposure Unit installed in 2019 and approaching the end of typical service life. | $1,200 | $1,700 | $2,200 | Likely within five years | High confidence |
| Appliance exposure Kitchen and laundry appliances of varying age and documentation. | $1,000 | $2,000 | $3,000 | Rolling over five years | Moderate confidence |
| Immediate repairs Addresses the water conflict, minor inspection findings, and basement permit review. | $4,000 | $6,500 | $11,000 | Within the first year | Moderate confidence |
| Professional review Permit research, a moisture follow-up, and an attorney or title review. | $1,800 | $2,500 | $3,300 | Before and shortly after purchase | High confidence |
| Five-year total | $61,000 | $71,300 | $84,000 |
Property taxes
High confidenceLower
$22,500
Expected
$23,500
Higher
$24,500
Annual, five-year total
Homeowners insurance
Moderate confidenceLower
$8,000
Expected
$8,800
Higher
$9,500
Annual premium, five-year total
Utilities
Moderate confidenceLower
$14,500
Expected
$15,200
Higher
$16,000
Ongoing, five-year total
Routine maintenance reserve
Moderate confidenceLower
$7,500
Expected
$8,200
Higher
$9,000
Recommended annual reserve, five-year total
Roof exposure
High confidenceLower
$0
Expected
$400
Higher
$1,000
Low near-term risk
Heating and cooling exposure
Planning estimateLower
$500
Expected
$2,500
Higher
$4,500
Possible within five years if the reported age is inaccurate
Water heater exposure
High confidenceLower
$1,200
Expected
$1,700
Higher
$2,200
Likely within five years
Appliance exposure
Moderate confidenceLower
$1,000
Expected
$2,000
Higher
$3,000
Rolling over five years
Immediate repairs
Moderate confidenceLower
$4,000
Expected
$6,500
Higher
$11,000
Within the first year
Professional review
High confidenceLower
$1,800
Expected
$2,500
Higher
$3,300
Before and shortly after purchase
Five-year total
$61,000 to $84,000
Document inventory
12 documents referenced in this file.
| Document | Date | Source | State |
|---|---|---|---|
| Seller property disclosureDisclosure statement | 2025-05-02 | Seller of record | Owner-claimed |
| Home inspection reportInspection report | 2025-05-18 | Licensed home inspector | Verified |
| Roof replacement permitBuilding permit | 2023-04-11 | County permit record | Verified |
| Roofing contractor invoiceInvoice | 2023-04-27 | Roofing contractor | Verified |
| Roof material warrantyWarranty | 2023-04-27 | Material manufacturer | Verified |
| HVAC service noteService record | 2024-09-14 | Homeowner file | Owner-claimed |
| Water remediation invoiceInvoice | 2019-08-03 | Restoration contractor | Verified |
| Water heater installation receiptReceipt | 2019-11-22 | Plumbing contractor | Verified |
| Appliance and serial photographsPhotograph set | 2025-05-19 | Buyer walkthrough | Verified |
| Property listing sheetListing | 2025-04-28 | Listing brokerage | Owner-claimed |
| County tax assessment recordTax record | 2025-01-10 | County assessor | Verified |
| Ownership history summaryOwnership record | 2025-01-10 | County land records | Verified |
Recommended professional follow-up
Where a licensed professional should confirm the file.
Home inspector
Revisit the basement moisture area and confirm current dryness.
Permit or code professional
Research the finished basement permit history with the county.
Real estate attorney or title professional
Review how the water conflict and unpermitted work affect the transaction.
Insurance professional
Confirm how a prior water claim affects premium and coverage.
Methodology
How this report reaches its conclusions.
Each statement about the property is treated as a claim. HomeTruth gathers the documents relevant to that claim and assigns one of four statuses. A claim is marked verified only when supported by an independent source such as a permit, invoice, warranty, dated photograph, or public record.
Owner-claimed items are stated by an owner or seller but not yet confirmed. Unknown items have no locating record. Contradicted items have at least two sources that disagree, and both are shown so the conflict can be resolved.
Cost figures are planning ranges. Each carries its own assumptions and methodology, drawn from documented system ages, open findings, recurring costs, and typical regional figures. They are intended to inform a decision, not to predict an exact amount.
- VerifiedSupported by independent documentation such as a permit, invoice, warranty, or dated record.
- Owner-claimedStated by an owner or seller, but not yet confirmed by an independent source.
- UnknownNo record has been located to confirm or contradict this item.
- ContradictedAt least two sources disagree. The conflict should be resolved before relying on this item.
Important limitations and disclaimers
HomeTruth evaluates property evidence only. It does not assess neighborhoods or people, and it does not use demographic or protected-class information to score, rank, or recommend properties. This report supports fair, evidence-based decisions.
Fictional demonstration. The HomeTruth Demonstration Residence and every figure shown here are invented to illustrate the product. They do not describe a real property, address, transaction, or person.